SSDI Benefits
Social Security Disability Insurance (SSDI) offers financial assistance to individuals with disabilities, but they serve different populations and have distinct eligibility requirements. SSDI benefits are based on work history and payroll tax contributions.
The primary types of SSDI benefits include:
- Worker’s Disability Benefits (SSDI) – These benefits are for individuals who have worked and paid Social Security taxes for a required number of years but can no longer work due to a disability. Eligibility depends on the number of work credits earned over time.
- Disabled Adult Child (DAC) Benefits – This program provides SSDI benefits to adults who became disabled before the age of 22 and have a parent who is deceased, retired, or receiving Social Security benefits. The benefit is based on the parent’s earnings record, not the child's own work history.
- Disabled Widow/Widower Benefits (DWB) – This provides SSDI benefits to widows or widowers who are at least 50 years old and became disabled within seven years of their spouse’s death. The deceased spouse must have been insured under Social Security.
- Trial Work Period (TWP) and Extended Period of Eligibility (EPE) – These allow SSDI recipients to test their ability to return to work while still receiving benefits for a limited time. The TWP lasts for nine months, and the EPE provides additional safety net protections if work attempts are unsuccessful.
Applying for Social Security Disability Insurance
Before applying for SSDI, you must first determine whether you qualify for benefits.
To be eligible for SSDI, you must:
- Have earned the appropriate number of “work credits,” which are earned by working long enough and recently enough earning taxable income under Social Security.
- Have a qualifying medical condition that meets the Social Security Administration’s strict definition of a “disability.”
Eligibility for SSDI not only requires the accumulation of work credits but also detailed documentation of your medical condition. This includes comprehensive medical records and, in some cases, documentation from healthcare providers who can verify the impact of your disability on your daily life and ability to work.
Once you have determined that you meet the criteria for SSDI, you can prepare your application. This step involves gathering numerous documents and providing an array of information related to your work history, medical condition, citizenship or alien status, residence, and more. After ensuring that you have everything you need, you can file your SSDI application.
There are several ways to apply for SSDI benefits:
- Online
- By phone
- By mail
- In person at your local SSA office
Choosing the right method of application often depends on individual preferences and circumstances. Many prefer the convenience of online applications, allowing for the electronic submission of documents and easy tracking of application status. Others may find value in discussing their situation directly with SSA representatives via phone or in person, ensuring all requirements are thoroughly understood.
Affleck & Gordon: Your Local Resource for Social Security Disability Help in Atlanta, GA
Navigating the complexities of obtaining Social Security Disability Insurance (SSDI) benefits can be daunting, but for residents of Atlanta, Georgia, Affleck & Gordon is here to help. Our Atlanta-based disability lawyers are deeply familiar with the unique challenges and circumstances faced by local residents. With a thorough understanding of the Social Security Administration (SSA) office in Atlanta, and extensive experience in handling SSDI claims, we provide the local knowledge you need to successfully navigate the system.
Whether you are dealing with the paperwork for your initial SSDI application or need representation in appeal hearings, our dedicated team is equipped to guide you through each step of the process. The competitive job market and varying cost of living in Atlanta can make finding suitable employment particularly difficult for individuals with disabilities, making the financial relief offered by SSDI benefits crucial.
With over 45 years of experience and a strong commitment to the Atlanta community, Affleck & Gordon is well-positioned to offer personalized legal representation. We understand the frustrations of dealing with government entities and the stress involved in consultative examinations or appeals. Our local insight means we can tailor our approach to meet the specific needs of Atlanta residents, ensuring that you receive the benefits you deserve.
Don't let the complexities of the SSDI process overwhelm you. Contact Affleck & Gordon today to find out how we can assist you in navigating the system and securing the financial support you need to thrive in Atlanta.
FAQs About SSDI Claims in Atlanta, GA
Where is the nearest Social Security office in Atlanta?
Atlanta has several Social Security offices, and you can find the nearest one by visiting the SSA's office locator tool on their website. Some common locations include the downtown Atlanta office and the Decatur office. Before visiting, it’s best to call ahead or check online for office hours, as many locations have limited walk-in services and require appointments.
What happens after I submit my SSDI application?
After submitting your SSDI application, it will be reviewed by the SSA to determine if you meet the basic eligibility requirements. If you do, your application will be forwarded to the Georgia Disability Determination Services (DDS) office for further evaluation. DDS will gather your medical records and may request additional information or ask you to undergo a medical exam. The evaluation process can take several months, and you will be notified in writing about the decision. If your application is denied, you have the right to appeal the decision.
How long does it take to get a decision on my SSDI claim?
The time it takes to receive a decision on an SSDI claim varies. On average, it can take three to five months for the initial application to be processed. However, if your application is denied and you choose to appeal, the process can take significantly longer. The first level of appeal, called a reconsideration, typically takes about three to five months. If further appeals are necessary, such as a hearing before an administrative law judge, the entire process can take up to two years or more.
What should I do if my SSDI application is denied?
If your SSDI application is denied, you have the right to appeal the decision. In Atlanta, the first step in the appeal process is to file a request for reconsideration within 60 days of receiving the denial notice. If the reconsideration is also denied, you can request a hearing before an administrative law judge. It is often beneficial to seek assistance from an attorney or advocate who specializes in SSDI claims to improve your chances of a successful appeal. Legal representation can help you gather additional evidence, prepare for the hearing, and present your case effectively.
Can I work while receiving SSDI benefits?
Yes, you can work while receiving SSDI benefits, but there are strict limits on how much you can earn. The SSA has a program called the Ticket to Work, which provides support to SSDI beneficiaries who want to return to work. During a trial work period, you can test your ability to work without losing your benefits, regardless of how much you earn. However, after the trial work period, if you earn above the substantial gainful activity (SGA) level, which is adjusted annually, your benefits may be reduced or terminated. It is important to report any work activity to the SSA to avoid overpayments or penalties.
How do I check the status of my Social Security claim?
You can check the status of your Social Security claim by logging into your my Social Security account on the SSA website, calling the national SSA number, or contacting your local Atlanta Social Security office. The status update will show whether your claim is pending, approved, or denied, as well as any additional documents needed for processing.
What is the difference between SSDI and SSI benefits?
Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are both disability benefit programs, but they have different eligibility requirements. SSDI is based on your work history and requires that you have paid into the Social Security system through payroll taxes. SSI, on the other hand, is a needs-based program for individuals with limited income and resources, regardless of work history. The medical criteria for disability are the same for both programs.
Our Atlanta SSDI attorneys can assist you with all aspects of the application process, from determining your eligibility to gathering information and evidence in support of your claim to filing your application online, by phone, by mail, or even in person. We have helped tens of thousands of clients navigate this process and have the in-depth knowledge and experience needed to assist you with your claim.
Call our office today at (404) 990-3945 or contact us online to schedule a complimentary consultation with one of our caring and experienced SSDI attorneys.